WOW! SMA's creating golden cross. Stock moving higher aggressively before earnings . Great news today from apple announcing partnership with Goldman $GS. Apple pay will now allow you to make monthly payments on debts. Apple finding news ways to generate growth now through lending. Expect a big move on this call with Tim. Apple credit cards are clearly doing well if they want to continue pursing fin tech ventures. BUY BUY BUY $175 inc!