PT Bank Pan Indonesia Tbk is an Indonesia-based company primarily engaged in banking sector. It is operating under the name Panin Bank or Bank Panin. Its products include saving accounts, current accounts and fixed deposits. It also offers various loans, such as home loan, investment loan and working capital loan. Besides conventional banking, it also offers Shariah-compliant banking services through its subsidiary, PT Bank Panin Syariah Tbk. The Company is also engaged in financing sector through its subsidiaries, PT Clipan Finance Indonesia Tbk and PT Verena Multi Finance Tbk.