Joint Stock Commercial Bank for Investment and Development of Vietnam (BIDV) is a Vietnam-based financial institution. The Bank is engaged in the provision of commercial banking services to individual and corporate clients. Under personal banking business, it provides personal loans, deposits and money transfer services. Under corporate banking business, the Bank is engaged in credit activities, deposit taking, investment loans provision, international transaction settlement, gold trading and foreign exchange services. Through its subsidiaries, the Bank is involved in debt management, securities brokerage and insurance activities.