Halyk Bank AO (Halyk National Savings Bank of Kazakhstan JSC or Halyk Bank JSC) is a Kazakhstan-based commercial bank. The Bank offers banking services to private and corporate clients. Its services include cash-settlements, loans, deposits, pensions, insurance, leasing, brokerage and asset management, safe deposit boxes, American Express checks, debit and credit cards, Internet banking and other services in national and foreign currencies. On September 5, 2014, AO Narodnyi Sberegatel'nyi Bank Kazakhstana acquired the remaining 4.40% stake in OA NPF Narodnogo Banka Kazakhstana. On November 28, 2014, the Bank acquired HSBC Bank Kazakhstan and changed its name to Altyn Bank JSC.