Halyk Savings Bank of Kazakhstan JSC engages in the provision of retail and corporate banking, leasing services, assets management, and insurance and brokerage services. It operates through the following business segments: Retail Banking, Corporate Banking, Small and Medium Enterprises (SME), and Investment Banking. The Retail Banking segment comprises of private banking services, private customer current accounts, savings, deposits, investment savings products, custody, credit and debit cards, consumer loans and mortgages to individuals, and cash and foreign currency related services. The Corporate Banking segment represents direct debit facilities, current accounts, deposits, overdrafts, loan and other credit facilities, foreign currency, and trade finance products to legal entities. The SME Banking segment offers bank services to SME clients including current accounts, deposits, overdrafts, loans and other credit facilities, documentary operations and guarantees, foreign exchange transactions and trade finance products. The Investment Banking segment covers the services on sale and purchase of securities on the market. The company was founded in 1923 and is headquartered in Almaty, Kazakhstan.