Sandnes Sparebank (the Bank) is a Norway-based regional bank active within the areas of Sandnes, Stavanger and Oslo, Norway. It is engaged in the provision of both financial and banking products and services to both individual clients and enterprises. The Bankâ€™s offering includes loans, savings accounts for adults and children, funds, credit cards, payment services, insurance and pension funds, as well as the online banking facilities, Nettbedrift for enterprises and NettBank for private customers. The Bank is active through its head office in Forus and branches in Sandnes, Hommersak, Hundvag, Oslo and Stavanger. The Bank is also engaged in the real estate activities, through its subsidiary, Sandnes Eiendom AS. As of December 31, 2011, its other subsidiaries were SSB Boligkreditt AS, M2 Eiendomsmegling AS, SSB Naeringseiendom 9 and SSB Global Eiendom AS, among others.