Unity Bank Plc is a retail bank, which provides banking and other financial services to corporate and individual customers. The Bank's service offerings include granting of loans and advances, corporate banking, retail banking, consumer and trade finance, international banking, cash management, electronic banking services and money market activities. It operates through three geographical segments: North, Central and South Zones. The Bank's products include e-business products, including debit card products and prepaid card products; corporate and commercial banking, including corporate banking, fixed deposit account, inventory financing, current accounts and overdraft, and institutional banking, including treasury products, such as treasury bills/bonds, fixed income products, savings/current account and bankers acceptance/guaranteed commercial papers. The Bank operates approximately 240 business offices located in over 40 states and Federal Capital Territory.