Palomar Holdings, Inc. is a property insurance company. The Company is focused on providing specialty property insurance products for individuals and businesses. Its primary business includes Residential Earthquake, Commercial Earthquake, Specialty Homeowners, Commercial All Risk, Hawaii Hurricane, Residential Flood and REI. It distributes products through multiple channels, including retail agents, program administrators, wholesale brokers, and in partnership with other insurance companies. The Residential Earthquake products offered in 17 states primarily under the brand names Value Select and Flex Choice. Commercial Earthquake products focused on providing coverage for benign commercial risks. Specialty Homeowners product provides admitted insurance coverage to homeowners in wind-exposed coastal regions. Commercial All Risk insurance covers the perils of fire and wind, with wind including hurricane, tornado, and hail storm.