OneSavings Bank Plc engages in the provision of financial services. It operates through the Buy-to-Let/SME and Residential Mortgages segments. The Buy-to-Let/SME segment focuses on secured lending on property for investment and commercial purposes. The Residential Mortgages segment offers lending to customers who live in their own homes, secured either via first or second charges against the residential home. The company was founded on July 13, 2010 and is headquartered in Chatham, the United Kingdom.