Easy Repay Finance & Investment Limited is an investment holding company mainly engaged in the wholesale and retail of groceries. Along with subsidiaries, the Company operates its business through two segments. The Retail and Wholesale segment is principally involved in the retail of groceries, frozen foods and coupons, and the wholesale of groceries and frozen foods. Retail groceries mainly include frozen soup, frozen seafood, personal care products and stationery. The Money Lending segment is mainly engaged in the money lending business. In addition, the Company is also engaged in financial instruments and quoted shares investment business.