L&T Finance Holdings Ltd. engages in the provision of financial products and services across retail, corporate, housing, and infrastructure finance sectors. It operates through the following segments: Rural Business, Housing Business, Wholesale Business, Defocused Business, and Others. The Rural Business segment comprises farm equipment finance, two wheeler finance, and micro loans. The Housing Business segment includes home loans, loan against property, and real estate finance. The Wholesale Business segment covers infrastructure finance and structured corporate loans. The Defocused Business segment consists commercial vehicle finance, construction equipment finance, SME term loans, and leases. The Others segment deals in the asset and wealth management. The company was founded on May 1, 2008 and is headquartered in Mumbai, India.