CHANG HWA COMMERCIAL BANK, LTD. is a Taiwan-based company principally engaged in the provision of financial services. The Company operates through deposit business, loan business, foreign exchange business, credit card business, electronic banking business, trust business, wealth management business, investment business and security brokerage business. Its credit card businesses include card issuing and card accepting businesses. Its electronic banking businesses include online banking, telephone banking and mobile banking businesses. Its trust businesses include securities in trust and real estate in trust, among others. Its investment businesses include the investment in securities, the trading of short-term bills and the proprietary trading in government bonds. The Company operates businesses in Asia, Europe, America and Taiwan, among others.