Echelon Financial Holdings Inc. is a Canada-based company engaged in property and casualty insurance business. The Company operates through two segments: Personal Lines and Commercial Lines businesses. Through its Personal Lines segment, the Company is engaged primarily in the underwriting of non-standard automobile insurance and insurance for motorcycles, antique and classic vehicles, trailers, motor-homes, recreational vehicles and personal property. Through its Commercial Lines, the Company designs and underwrites specialized insurance programs, such as commercial property, commercial automobile, long-haul trucking, surety, liability, creditor insurance, and extended warranty. The Company's subsidiaries include CIM Reinsurance Company Ltd. (CIM Re), CUISA Managing General Agency Corporation (CUISA MGA) and The Insurance Company of Prince Edward Island (ICPEI).