Bank Hapoalim B.M. provides a range of banking and financial services to its customers and operates in Israel and abroad through the Bank, subsidiaries, branches and representative offices. The Bank also has investments in equity-basis investee companies. The Company's segments include private customers; small businesses; housing loans; commercial; corporate; international activity; Isracard Group; financial management, and others and adjustments. The Bank Group operates through banking and non-banking subsidiary companies in Israel and abroad. The non-banking subsidiaries operate in the fields of finance, marketing and operation of credit-card systems, trust activity, issuance and financing, and investment-banking services. The Bank offers housing loans to private customers, from Bank funds, as well as through government assistance programs, at Mishkan representative offices within branches located across the nation.