Kardan NV is an investment company based in the Netherlands. It identifies and develops assets in promising emerging markets, mainly in Asia, Africa and selected countries in Central and Eastern Europe. It aims at holding controlling interests in the investments and participates in the development of their strategy through its local business platforms. Its activities are focused on three sectors representing the segments of the Company: Real Estate, Water Infrastructure, and Banking and Retail Lending. The Real Estate segment comprises property operations in China, focused on developing retail and residential mixed-use projects. The Water Infrastructure is comprises irrigation and engineering projects in Africa, wastewater treatment, water reuse and supply facilities in China, and execution of water related projects worldwide. The Banking and Retail Lending segment includes financial services, such as banking and lending, mainly in Bulgaria and Romania, and leasing in Ukraine.