Postal Savings Bank of China Co., Ltd. engages in the provision of banking and related financial services. It operates through the following segments: Personal Banking, Corporate Banking, Treasury, and Others. The Personal Banking segment refers to the services to personal customers including savings deposits, personal loans, credit cards and debit cards, payments and settlements, wealth management products and funds and insurance agency services. The Corporate Banking segment includes services to corporate customers, government authorities and financial institutions including current accounts, deposits, overdrafts, loans, trade related products and other credit facilities, foreign currencies, and wealth management products. The Treasury segment covers businesses including deposits and placements with banks and other financial institutions, interbank lending transactions, repurchase and resale transactions, various debt instrument investments, equity instrument investment, and wealth management products. The Others segment includes items that are not attributed to the above segments or cannot be allocated on a reasonable basis. The company was founded in 1919 and is headquartered in Beijing, China.