Bank of Ayudhya Public Co., Ltd. engages in the provision of commercial banking services. It operates through the following segments: Retail, Commercial, and Others. The Retail segment caters to individual customers with banking and related financial services. The Commercial segment delivers products to institutional clients including corporate, small and medium-sized businesses, and financial institutions. The Other segment involves other income and expenses generating activities that are not attributed to the business segments. It offers loans, plastic money, deposits, investment products, bancassurance, and online services. The company was founded on January 27, 1945 and is headquartered in Bangkok, Thailand.