Al Khalij Commercial Bank QSC engages in the provision of commercial banking services. It operates through the following segments: Wholesale Banking, Personal Banking, Group Treasury, and Central Functions. The Wholesale Banking segment includes loans, deposits, and balances with corporate customers. The Personal Banking segment provides loans, deposits, and other transactions with retail customers. The Group Treasury segment undertakes the funding and centralized risk management activities through borrowings, issues of debt securities, use of derivatives for risk management purposes and investing in liquid assets, such as short term placements and corporate and government debt securities. The Central Functions segment comprises the costs of all central support departments, such as finance and risk management operations. The company was founded on January 9, 2007 and is headquartered in Doha, Q atar.