Holand og Setskog Sparebank, formerly Holand Sparebank, (the Bank) is a Norway-based regional bank. It is engaged in the provision of banking services through its branches located in Bjorkelangen, Loken, Hemnes and Setskog in Norway. Its primary customers include private households, farms and small and medium-sized enterprises (SME) active within the trade, construction and transport industry. The Bank's products and services comprise savings accounts, checking accounts, payment mediation services, credit cards, mortgages, personal loans, life assurance, asset insurance, investment funds, investments transaction services and pension services. The Bank also offers an online banking facility, NettBank. As of December 31, 2011, the Bank owned a 40% stake in Bjorkelangen Torg, as well as a 35% stake in Terra Eiendomsmegling Akerhus.