Sterling Bank Plc (the Bank) is a merchant bank engaged in commercial banking with focus on retail and consumer banking, trade services, corporate, investment and non-interest banking activities. The Bank provides wholesale banking services, including the granting of loans and advances, letter of credit transactions, money market operations, electronic and mobile banking products, and other banking activities. It operates through four segments: Retail Banking, Commercial Institutional Banking, Corporate Investment Banking and Non-interest Banking. The Corporate banking provides banking solutions to multinationals companies and other financial companies. The Retail and Commercial banking segments provide banking solutions to individuals, small businesses, partnerships and commercial entities. The Non-Interest banking segment provides solutions that are consistent with Islamic laws and guided by Islamic. The Treasury conducts its financial advisory and securities trading activities.