INDUSIND BANK LTDII

INDUSIND BANK LTD

816.95INRR
−7.20−0.87%
At close at May 30, 10:24 GMT
INR
No trades
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INDUSINDBK fundamentals

Key facts

Market capitalization‪636.57 B‬INR
Founded1994
CEO
About

IndusInd Bank Ltd. engages in the provision of banking services. It operates through the following segments: Treasury, Corporate and Wholesale Banking, Retail Banking, Other Banking Operations and Unallocated. The Treasury segment refers to all investment portfolios, profit, loss on sale of investments; profit and loss on foreign exchange transactions, equities, income from derivatives and money market operations. The Corporate and Wholesale Banking segment includes lending to and deposits from corporate customers. The Retail Banking segment includes lending to and deposits from retail customers. The Other Banking Operations segment comprises all other operations not covered under other segment. The Unallocated segment includes capital and reserves, employee stock options outstanding and other unallocable assets, liabilities, income and expenses. The company was founded by Srichand P. Hinduja in January 31, 1994 and is headquartered in Mumbai, India.

Ownership
‪‪779.05 M‬‬
Free Float shares
‪‪658.80 M‬‬ (84.56%)
Closely held shares
‪‪120.26 M‬‬ (15.44%)
Free Float shares
‪‪658.80 M‬‬ (84.56%)
Closely held shares
‪‪120.26 M‬‬ (15.44%)
Capital structure
Market cap
‪‪636.57 B‬‬
Debt
‪‪537.04 B‬‬
Cash & equivalents
‪‪593.75 B‬‬
Enterprise value
‪‪579.85 B‬‬

Valuation

Fundamental metrics to determine fair value of the stock

Summary
‪‪636.57 B‬‬
Price to earning ratio (P/E)
24.95x
Price to sales ratio (P/S)
Market Cap
Net income
Revenue
Price to earning ratio (P/E)
24.95x
Price to sales ratio (P/S)
Valuation ratios
‪0.00‬
‪0.60‬
‪1.20‬
‪1.80‬
‪2.40‬
Q4 '23
Q1 '24
Q2 '24
Q3 '24
Q4 '24
‪0.00‬
‪5.00‬
‪10.00‬
‪15.00‬
‪20.00‬
P/E
P/S

Growth and Profitability

Company’s recent performance and margins

Performance
‪−22%‬
‪−11%‬
‪0%‬
‪11%‬
‪22%‬
Q4 '23
Q1 '24
Q2 '24
Q3 '24
Q4 '24
‪‪−55.00 B‬‬
‪0.00‬
‪‪55.00 B‬‬
‪‪110.00 B‬‬
‪‪165.00 B‬‬
Total revenue
Net income
Net margin %
Revenue to profit conversion
Total revenue
Int. expense & PCL
Non-int. expense
Op income
Unusual income/ expense
Pretax income
Taxes & Other
Net income
‪‪−40.00 B‬‬
‪0.00‬
‪‪40.00 B‬‬
‪‪80.00 B‬‬
‪‪120.00 B‬‬
Total revenue
Int. & Non-int. expenses
Op income
Expenses & adjustments
Net income
‪‪−40.00 B‬‬
‪0.00‬
‪‪40.00 B‬‬
‪‪80.00 B‬‬
‪‪120.00 B‬‬

Revenue breakdown

Revenue streams and regions a business earns money from

By source/business
Period: 2024
Retail Banking
Corporate/Wholesale Banking
Treasury
Other Banking Operation
By country
Period: 2024
India

Estimates

Revenue and Earnings forecasts and estimates accuracy

Revenue
Q1 '24
Q2 '24
Q3 '24
Q4 '24
Q1 '25
‪0.00‬
‪‪21.00 B‬‬
‪‪42.00 B‬‬
‪‪63.00 B‬‬
‪‪84.00 B‬‬
Actual
Estimate
Earnings
Next:Jul 24, 2025
Q1 '24
Q2 '24
Q3 '24
Q4 '24
Q1 '25
‪−32.00‬
‪−16.00‬
‪0.00‬
‪16.00‬
‪32.00‬
Actual
Estimate

Dividends

Dividend yield, history and sustainability

Dividend summary
0.00%
Payout ratio (TTM)
Dividend yield TTM
2.02%
Last payment
16.50
Last ex-date
Jun 28, 2024
Last pay date
Sep 26, 2024
Dividend history
‪0.50%‬
‪0.71%‬
‪0.92%‬
‪1.13%‬
‪1.34%‬
2020
2021
2022
2023
2024
‪0.00‬
‪4.50‬
‪9.00‬
‪13.50‬
‪18.00‬
Dividends per share (FY)
Dividend yield (FY) %

Financial health

Financial position and solvency of the company

Loans and customer deposits
Q4 '23
Q1 '24
Q2 '24
Q3 '24
Q4 '24
‪0.00‬
‪‪1.10 T‬‬
‪‪2.20 T‬‬
‪‪3.30 T‬‬
‪‪4.40 T‬‬
Net loans
Total deposits
Loan loss allowances
Capital adequacy analysis
Q4 '23
Q1 '24
Q2 '24
Q3 '24
Q4 '24
‪0.00‬
‪5.00‬
‪10.00‬
‪15.00‬
‪20.00‬
Common equity Tier 1 ratio
Tier 1 capital ratio
Total capital ratio