IDFC First Bank Limited, formerly IDFC Bank Limited, is a banking company. The Bank's segments include treasury, corporate/wholesale banking, retail banking and unallocated. The Treasury segment consists of its investment portfolio, and money market borrowing and lending, among others. The Corporate/Wholesale Banking segment provides loans, non-fund facilities and transaction services to corporate relationship not included under retail banking, corporate advisory, project appraisal placement and syndication. The Retail Banking segment constitutes lending to individuals/business banking customers through the branch network and other delivery channels subject to the orientation, nature of product, granularity of the exposure and the quantum thereof. It operates approximately 65 branches, over 10 automated teller machines (ATMs) and spread throughout India. It offers savings account, fixed deposit, recurring deposit, debit card, home loans, payments and online services, among others.