Loblaw Cos. Ltd. engages in the provision of grocery, pharmacy, general merchandise, and financial products and services. It operates through the Retail and Financial Services segments. The Retail segment consists of retail food and Associate-owned drug stores; as well as in-store pharmacies and other health and beauty products, apparel and other general merchandise. The Financial Services segment provides credit card services, insurance brokerage services, guaranteed investment certificates and wireless mobile products and services, and operates the PC Optimum loyalty program. The company was founded in 1919 and is headquartered in Brampton, Canada.