Nationwide Building Society is a building society company. The Company's segments include Retail, Commercial and Head office functions. Retail functions include residential lending, specialist residential lending, consumer banking, retail funding (savings products), commercial deposits, which are managed by the retail business, insurance and investments. The Commercial segment includes the commercial lending business, including commercial real estate lending, lending to housing associations and project finance lending. The Company offers a range of financial service products, including, savings, mortgages, current accounts, credit cards, investments and loans. The Company offers personal loans and car loans. It offers current accounts, such as FlexAccount, FlexDirect and FlexPlus. It offers car insurance, home insurance and life insurance. It also offers Internet banking, mobile banking and telephone banking.