Nictus Limited (Nictus) is a South Africa-based investment holding company. The Company's segments include insurance and finance, and furniture retail. The Company operates its insurance and finance segment through its subsidiaries, Corporate Guarantee (South Africa) Limited, an insurance company which offers short-term insurance, and Oreon Place Investments Proprietary Limited. The Company operates its furniture retail segment through its subsidiaries, Nictus Meubels Proprietary Limited and Kruben Holdings Proprietary Limited. The Company is engaged in retailing of household furniture, electrical appliances and home electronics through the Nictus Furnishers brand. The Company has approximately three furniture retail stores in South Africa. Nictus acts as a short-term insurer through the Corporate Guarantee brand. Corporate Guarantee (South Africa) Limited also offers risk management products as an alternative to conventional insurance products.