Vietnam Export Import Commercial Joint Stock Bank (Eximbank) is a Vietnam-based financial institution providing consumer and corporate banking services. Its products include multiple types of savings, deposits, loans, credits, bank guarantees, credit cards and cash services. The Bank is also involved in international clearing, money transfer, foreign exchange and gold trading, as well as the offering of financing package services for overseas studying. Other operations are financial investment, along with the provision of financial consultancy services, telephone - banking, home - banking and treasury services. The Bank has one subsidiary, two affiliates, a transaction center, 41 branches in cities and provinces nationwide and a representative office in Hanoi.