Ray Sigorta AS engages in the provision of insurance services. It operates through the following segments: Insurance on Fire and Natural Disaster; Motor Third Party Liability Insurance; Motor Vehicles; and Health-illness Insurance. The Insurance on Fire and Natural Disaster segment covers material damages occurred due to fire, lightning, explosion or smoke, steam and temperature resulted from fire, lightning, and explosion up to insurance policy limits. The Motor Third Party Liability Insurance segment offers the vehicle owner's legal liability for all bodily damages to third persons and financial damages to other vehicles. The Motor Vehicles segment deals with dangers related to vehicle accident with the motorized or non-motorized vehicles which used in high-ways; crash with fixed or moving items without desire of the driver or accidents due to crash, capsize, fall or tumble; burn; and theft or attempted theft. The Health-Illness Insurance segment compensates treatment costs of illnesses or accidental injuries during the period of insurance and, if any, daily allowances in this general framework with special conditions up to the amount written in the policy. The company was founded on August 18, 1958 and is headquartered in Sariyer, Turkey.