Banco Santander Rio SA is an Argentina-based financial institution (the Bank) principally engaged in the banking sector. The Bank's offer includes current and saving accounts, mortgage, consumer and commercial loans, fixed-term deposits, credit and debit cards, financial advisory, wealth management, banking guarantees, cash management, export and project financing, mergers and acquisition (M&A) transactions, custody, leasing, as well as securities brokerage, among others. Its banking business in structured in four areas: Personal, Small and medium-sized enterprises (SMEs), Corporate and Wholesale. In addition, the Bank provides life and casualty insurance products. The Bank owns a number of subsidiaries, such as Santander Rio Valores SA. It is indirectly controlled by Banco Santander SA.