SmartPay Holdings Limited is a provider of technology products, services and software to merchants and retailers. The Company designs, develops and implements payment solutions for customers in New Zealand and Australia. It offers a range of payment and data management solutions for retail, business payment and transactional processing requirements. The Company is the electronic funds transfer at point of sale (EFTPOS) terminal provider throughout Australia. It licenses its technologies to third parties. The Company is a supplier of taxi payment solutions in New Zealand. The Company offers wireless EFTPOS Machines that allow accepting a credit card onsite. Its stationary countertop solutions are capable of connecting through the Internet. Its EFTPOS terminals are available for hire for a trade show on a short term lease. The Company has over 45,000 EFTPOS terminals throughout Australia and New Zealand, servicing the payment needs of approximately 18,000 merchants.