CML Group Limited is an Australia-based company, which provides financial management and payroll services. The Company's finance and pay-roll solutions include cashflow finance, migration, contract management, on-hire services and recruitment. The Company's segments include finance and other services. Its finance segment refers to invoice finance or receivables finance which provides an advance payment of approximately 80% of a client's invoice to help their business overcome the cash pressure of delivering goods or services in advance of payment from the customer (30 to 60 days). Its finance facility also offers credit control and free trade credit insurance which protects businesses from the burdens of client insolvency control. The other services segment includes employment solutions, such as labor sourcing and project management. Its payroll and other services division includes labor sourcing through recruitment agency panel management, project management and a migration practice.