Change Financial Limited is a fintech, banking software and blockchain investment company. The Company has three core business units, such as Consumer, Enterprise and Blockchain. The Consumer unit is underpinned by ChimpChange, the Company’s digital bank account and mobile application. ChimpChange makes free retail banking available to Americans who typically pay fees in order to have a bank account and provides money management tools to help its customers. The Enterprise unit provides a turn-key, MasterCard certified Software-as-a-service solution for United States banks which is PCI compliant and capable of authenticating transactions. The Blockchain unit pursues value-accretive investments in the burgeoning blockchain space. It has has invested in ivyKoin, a blockchain-based cryptocurrency that comes embedded with significant Know Your Transaction (KYT) and Know your customer (KYC) information to encourage the use of cyrptocurrency in traditional banks and financial institutions.